Dog Liability Insurance, also known as canine liability insurance or pit bull insurance, pays for damage your dog does to other people/animals or property.
With so many states, cities and counties changing laws about Pit Bulls (and other “dangerous” dog breeds), you may need dog liability insurance. Even if you are not required to have dog liability insurance, it’s highly recommended! The unfortunate truth is that many people are often looking for any excuse to sue, and a dog liability policy can help to make sure you are covered.
Does your home or renters insurance provide dog liability insurance?
Blow the dust off your policy and crack it out. Look in the EXCLUSIONS portion of the policy and read about the Liability Exclusions. See if your policy mentions anything about excluding dog bites, injuries caused by animals/dogs or if it lists specific breeds. If it does, your dog is most likely not covered.
While many insurance companies and carriers breed discriminate, there are a few that love all dog breeds (so long as there is no history of biting/aggression). You don’t have to give up your beloved 4-legged family member, you just need to know what options are available.
Einhorn Insurance Keeps Families Together
Einhorn Insurance can help owners of all dog breeds get dog liability insurance. If they are not licensed in your state, they’ll point you in the right direction. The folks over at Einhorn Insurance all own Pit Bulls and understand how it feels to be discriminated against.
Even if your dog has a bite history and/or been deemed dangerous, potentially dangerous, vicious or potentially vicious, Einhorn Insurance has options. Feel free to give them a call at 858.336.4644, send an email to agent@einhorninsurance.com or visit their website www.einhorninsurance.com
What does dog liability insurance cover?
Many people think dog liability insurance is like having health insurance for your dog. This is not the case.
Dog Liability Insurance Covers:
- Bodily injury your dog causes to other people or other animals.
- Vet Bills including surgeries and medicine.
- Medical Bills including plastic surgery to the injured person.
- Attorney fees if your claim goes to court.
- Damage your dog causes to other people’s property (not including the damage your dog causes to the place you are renting).
- Income compensation if the injured person can’t work.
It is important to have the right dog liability insurance!
Dog owners may lose their homes, assets and income in a dog claim. People (especially the parents of hurt children) that are victims of a dog injury want compensation for injuries. When a dog owner doesn’t have the right coverage, the injured party can go after that person’s assets or take a portion of each of your pay checks until they are fully compensated.
This is extremely important , and valuable information for all pit bull owners and other powerful breeds some consider “dangerous” ,to know.
Thank you for this site. I will gladly pass on this great information !
Sharron L.
It is great what your company does. I just wish you covered VA. Maybe in the future?
I have 6 pitbulls two of them is 4 month old puppies. I need to know how much would it cost for me to get them insured.
We have dog liability insurance for our 3 year old pit bull. We have $300,000 in liability coverage and it costs us about $600 a year. I think ours is a bit higher than then it would be for a dog with no history but I was honest with them that she had bitten someone and AC was involved – it was our landlord and he was fine but for his own personal liability reasons he felt he needed to report it. Even after the bite he renewed our lease as it really wasn’t an aggressive bite it just happened to break the skin.
We are only required to carry $100k per our lease but I carry 300k now that we have kids.