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Tips for Renting with a Pit Bull

January 12, 2017 by Samantha Edwards

renting with a pit bullAre you a renter thinking about moving? Do you own a pit bull? As you can probably imagine, apartment hunting with a dog is a bit more difficult than apartment hunting without one. Many landlords don’t want to deal with the liabilities that come with renting to tenants with animals. This is especially true if that animal is a pit bull or bully breed dog. As pit bull owners are unfortunately well aware, bully breed-type dogs often face breed discrimination. As unfair as it may be (and as hard as we are trying to change the status quo!), it is likely something you, as a pit bull owner, will have to consider. Read on for our best tips on winning over those landlords and getting your fair choice of living quarters.

  1. Take your time. While many landlords are not dog-friendly, there are plenty that are. It just might take a bit longer to find them. If time permits, it is a good idea to plan ahead and be persistent in your search.
  2. Include a pet resume with your application. This can be especially helpful if you are attempting to sway a landlord who might not be normally willing to rent to tenants with dogs. It will show that you take pet ownership seriously and will directly address any concerns he/she may have.
  3. Also include letter(s) of recommendation. Along with your pet resume, consider attaching a couple of references from your current/past landlords, neighbors, groomers, and trainers who knew your dog, driving the point home that you are a responsible dog owner and your dog is properly trained and well-behaved.
  4. Meet and greet. If you are in a position to visit the landlord in person, it can be to your advantage to do so – with your dog, of course! It’s easier for landlords to decline dog owners over the phone or email, but harder if they meet you and your well-behaved dog in person. Be courteous and schedule an appointment first; dropping in unexpectedly will probably not be appreciated by most people! If you aren’t able to meet the landlord in person, be sure to include some high-quality photos of your dog with his/her pet resume.
  5. Offer an additional pet security deposit. Again, this will likely help ease the landlord’s mind over potential concerns and further catapult you into “ideal tenant” territory.
  6. Consider renter’s insurance. Be sure to buy a policy that covers your dog and make that clear in your application.
  7. Be honest. Don’t ever try to hide your dog or sign a lease that does not allow dogs. As cliche as it may sound, honesty is the best policy! You surely don’t want to risk being turned in by neighbors or found out by your landlord and potentially be evicted. It’s worth it to wait until you find a place that welcomes you and your pit bull.
  8. Hold up your end of the bargain. After all the campaigning you’ve done for you and your dog to be accepted as tenants, you must follow through and be an exceptionally responsible pet owner! Be respectful of your neighbors, pick up after your dog, keep him/her on a leash, etc. Doing so will set a positive example for those around you (serving as a breed ambassador) and you will hopefully be able to use your landlord as a reference for the next time you move.

We hope that you find these tips useful in your apartment search. If you think we missed anything important, please feel free to let us know in the comments!

Filed Under: Pet Resumes, Pit Bull Insurance, Pit Bull Pets, Responsible Ownership Tagged With: breed ambassador, breed discrimination, ownership, pet resume, petbull, renting with pit bulls, responsible ownership

What Is Dog Liability Insurance?

November 13, 2012 by z3admin

Dog Liability Insurance, also known as canine liability insurance or pit bull insurance, pays for damage your dog does to other people/animals or property.

With so many states, cities and counties changing laws about Pit Bulls (and other “dangerous” dog breeds), you may need dog liability insurance. Even if you are not required to have dog liability insurance, it’s highly recommended! The unfortunate truth is that many people are often looking for any excuse to sue, and a dog liability policy can help to make sure you are covered.

 

Does your home or renters insurance provide dog liability insurance?

Blow the dust off your policy and crack it out. Look in the EXCLUSIONS portion of the policy and read about the Liability Exclusions. See if your policy mentions anything about excluding dog bites, injuries caused by animals/dogs or if it lists specific breeds. If it does, your dog is most likely not covered.

While many insurance companies and carriers breed discriminate, there are a few that love all dog breeds (so long as there is no history of biting/aggression). You don’t have to give up your beloved 4-legged family member, you just need to know what options are available.

 

Einhorn Insurance Keeps Families Together

insurance-for-pitbull-dogsEinhorn Insurance can help owners of all dog breeds get dog liability insurance. If they are not licensed in your state, they’ll point you in the right direction. The folks over at Einhorn Insurance all own Pit Bulls and understand how it feels to be discriminated against.

Even if your dog has a bite history and/or been deemed dangerous, potentially dangerous, vicious or potentially vicious, Einhorn Insurance has options. Feel free to give them a call at 858.336.4644, send an email to agent@einhorninsurance.com or visit their website www.einhorninsurance.com

 

What does dog liability insurance cover?

Many people think dog liability insurance is like having health insurance for your dog. This is not the case.

Dog Liability Insurance Covers:

  • Bodily injury your dog causes to other people or other animals.
  • Vet Bills including surgeries and medicine.
  • Medical Bills including plastic surgery to the injured person.
  • Attorney fees if your claim goes to court.
  • Damage your dog causes to other people’s property (not including the damage your dog causes to the place you are renting).
  • Income compensation if the injured person can’t work.

 

It is important to have the right dog liability insurance!

Dog owners may lose their homes, assets and income in a dog claim. People (especially the parents of hurt children) that are victims of a dog injury want compensation for injuries. When a dog owner doesn’t have the right coverage, the injured party can go after that person’s assets or take a portion of each of your pay checks until they are fully compensated.

Filed Under: Laws, Pit Bull Insurance, Responsible Ownership Tagged With: advocacy, education, insurance, ownership

Insurance for Pit Bulls

July 20, 2008 by z3admin

This Post Was Updated on 3/19/13

Think moving or being with a home insurance company that does not allow Pit Bulls means you will have to part with your pet?  Think again!  There are options out there for Pit Bull and bully breed owners, and there are home insurance companies that do not carry breed restrictions. 

Whether your are a property owner or renter, there is no need for you to give up your beloved bully in exchange for housing – simply change your insurer and start enjoying your time with your pet.  This article will cover insurance options for both home owners and renters looking for Pit Bull friendly insurance, as well as a discussion of ways to keep your current Pit-friendly coverage.

For more information on this topic please read: What Is Dog Liability Insurance?

[Read more…]

Filed Under: Featured, Pit Bull Insurance Tagged With: bsl, insurance, ownership

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